Client intelligence
Read the renewal letter, benchmark the plan against carrier rate books, and score where the group actually stands.
The broker operating system
From the renewalto the rate.
Sanenta runs a broker’s whole book — renewals, alternative funding, compliance, commissions — and takes clients who pay their own claims all the way to direct contracts with the providers they use.
Explore the platformEverything a broker runs, in one place
From scattered client files
to one live book.
One system for the whole book of business — from the renewal letter to the signed provider contract, and the renewal after it.
Strategy and placement
Price every arrangement a group could move to, assess whether they could carry their own claims, and place the year.
Provider marketplace
Live rates, capacity, and direct primary care memberships, published by the practices themselves.
Direct contracting
Find contractable spend in the claims, shortlist on published price, and take terms to signature.
Compliance and commissions
A filing calendar that knows the headcount, and a reconciliation that finds the group missing from the carrier’s statement.
How it works
Four moves.
One clear path.
Onboard
Set up the client
Load the census, take the documents, connect the administrator’s claims feed, and set the baseline from de-identified data.
- Census
- Documents
- Claims feed
Diagnose
Score what they have
Benchmark the current plan against its published design and the carrier’s own rate book, then score the group pillar by pillar.
- Rate books
- Benchmark
- Readiness
Explore
Price every path
Compare the arrangements a group could move to — each one carrying whether its number was quoted, read off a rate book, or modelled.
- Arrangements
- Stop-loss
- Cost sharing
Execute
Place it, or contract direct
Place the renewal, or take a client that pays its own claims into the provider market and all the way to a signed rate.
- Placement
- Direct contract
- Audit trail
Built around the deal
Every side sees
what it needs.
For benefits brokers
Run every client from one place.
Read the renewal, price the alternatives, keep compliance and commissions straight — and when the client pays their own claims, contract direct with the providers they use.
Trust by design
Evidence in.
Control throughout.
Sanenta keeps sensitive workflows contained, decisions traceable, and people in control of every material step.
One book.
One system.
One place to run it.
Bring us one client. Sanenta will read the renewal, price every path, and — where the plan pays its own claims — take you to a signed provider rate. Then do it again across the book.